01Financing
Flexible plans.
Real lenders. Real-time approval.
Financing through Synchrony and Hearth — two of the largest home-improvement lenders in the country. 90-second application, soft pull, real-time decision, no prepayment penalty. Promotional 0% APR options available on qualifying credit.
02How it works
Apply at the consult.
Decide on your terms.
After your consultation, we walk you through both lenders and the terms each is offering for your project. You pick what fits your cash flow — and there’s never a penalty for paying it off early.
- Promotional 0% APR plans on qualifying credit (Synchrony)
- Standard terms up to 84 months for lower monthly payments
- Soft credit pull — no FICO impact to pre-qualify
- Real-time decision, no waiting
- No prepayment penalty — pay off any time
- Available for installs, repairs, and service contracts
Quick recap
Three steps, one decision.
- 01
Free consultation
We measure, recommend the service, and write you a signed quote.
- 02
Soft-pull pre-qualify
Pick Synchrony or Hearth. 90 seconds, real-time decision, no FICO impact.
- 03
Choose your term
Promotional 0% APR or longer standard term. Whichever fits your monthly.
Actual rate, term, and payment depend on creditworthiness and lender approval. Financing through Synchrony and Hearth — applications take ~90 seconds, decision in real time.
03Lender partners
Two of the largest home-improvement lenders.
One quick application.
Lender 01
Synchrony Home Design
Synchrony Bank is one of the largest home-improvement financiers in the country. Best for most residential installs, with strong promotional 0% APR offerings on qualifying credit.
- · Promotional 0% APR plans available
- · Standard terms 24–84 months
- · Wide approval range for residential
- · Decision in seconds
Lender 02
Hearth
Hearth aggregates 17+ home-improvement lenders into a single application. Useful for larger projects (custom wood, full-view aluminum) and for borrowers who don’t qualify with Synchrony.
- · Multi-lender soft pull
- · Covers small repairs through major commercial
- · Terms 1–12 years
- · No origination fees with most partners
04FAQ
Financing questions, answered.
About 90 seconds. Synchrony and Hearth both run a soft credit pull (no FICO impact) and return a real-time decision. We've seen approval rates above 80% on the homeowner population.
Installs, repairs, and service contracts can all be financed. Synchrony covers most residential projects; Hearth aggregates multiple lenders for larger commercial or custom builds. We'll walk you through the right option at your consultation.
No. You can pay the loan off any time, in part or full, with no penalty.
Initial pre-qualification is a soft pull — no FICO impact. If you proceed with the loan, the lender does a hard pull at funding. That hard pull typically affects your score by 5 points or fewer and recovers within 60–90 days.
Yes — Hearth approves smaller repair projects too. Most homeowners pay routine service calls out of pocket and finance only the larger repairs (full opener replacement, multi-panel work).
06Request a consultation
Tell us about
your door.
Ninety seconds. No pressure, no spam, no calls from a call center. A real installer follows up with the inventory check and a written consultation.